Retail investors usually get caught up in the frenzy of a bull market and burn their fingers in IPOs, warns Tinesh Bhasin.

Deals from online travel portals, in partnership with credit cards, are good.

Consumers can easily file cases against e-tailers now.

Diamond prices vary purely on demand and supply. You can make extraordinary returns within six months or it can even take years.

While debt funds have emerged as the flavour of the season, not all investors understand debt funds. So the best they can do is put trust in the fund manager and the fund house.

Fixed-line Internet is consistent and translates into a better experience for users.

BBPS allows you to pay electricity, telephone, water supply, gas and DTH bills. Its scope will be expanded to include other payments like school and university fees, government taxes, insurance premiums, mutual fund investments, even credit card bills.

Private banks and start-ups offer instant loans on apps as well as through ATMs.

If you receive an email claiming to be from the income tax department that there's an outstanding tax demand that you need to pay immediately, don't get alarmed. Get cautious.

Don't go for family floater plans; though convenient they cost you more.

The I-T department's app is useful for those looking for information, grievance redress, and resolving PAN- or TAN-related issues.

It's better to inform your new employer about income earned and deduction availed with the previous one.

Monsoon delay? Claiming compensation from an airline isn't easy.

If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.

A salaried individual needs to file returns as a business owner if s/he has a high turnover while trading in stocks or futures & options, reveals Tinesh Bhasin.

Be cautious when purchasing from little-known Web sites.

PTS may help professionals and freelancers to lower their tax liability.

UTI Mutual Fund has launched UTI-FAMILY (that allows investors to buy mutual fund units in their name, but the returns go straight to a parent's bank account.

'Small investors usually rely on tips or recommendations from a friend for stock picking.' 'These platforms offer them unbiased research for making their investment decisions.'

'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'